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5 More Ways a Home Security System Helps Keep You Safe

Most people buy a home security system to keep their homes secure from criminals. That’s a great reason – homes with systems are about three times less likely to be targeted by burglars. When customers consider purchasing a system, they weigh the cost of the system against the potential loss from a break-in – the FBI says the average residential burglary results in a loss of more than $2,000. And if your house is broken into, you can have peace of mind that your family and the proper authorities will be notified as soon as possible.

But the truth of the matter is that there are other considerations that should be weighed on the side of purchase. These shouldn’t be overlooked by potential customers.

One is another cost benefit. Installing a security system could help you qualify for big discounts from a number of top insurance providers. The reason? Many home security systems often include a number of extra safety features that could help save your life and protect the people and things you love. Here are just a few ways, besides helping to prevent burglary, your home security system can help keep you safe and avoid costly insurance claims in the long run:
Smoke/fire sensors

In 2011, U.S. fire departments responded to more than 370,000 house fires that resulted in a total of almost $7 billion dollars in property damage. Typically, when you purchase a home security system, you’ll also have the option of installing smoke and heat detectors that could help drastically lower the risk of your home being catastrophically damaged in a fire.

Carbon monoxide detectors

According to the Centers for Disease Control, exposure to carbon monoxide gas accounts for about 15,000 emergency responses to U.S. homes every year. Installing carbon monoxide detectors with your home security system could help save your life as well as the lives of the people you care about most. Remember, carbon monoxide is an odorless gas that is difficult to identify without monitoring equipment.

Medical emergency assistance

Whether your son is home alone and injures himself or an elderly member of the family has a bad fall and needs immediate assistance, your home security system likely offers a way to reach help with the touch of a button. Depending on the type of system you install, your keypad could function as a one-touch call center to notify emergency responders of danger, or it could function as an intercom through which family members can communicate directly with authorities.

Freezing alerts

These safety devices can help alert you of extreme temperatures that could cause serious consequences such as burst pipes. Once you’re alerted, take the proper precautions in order to help prevent freezing, such as leaving your taps dripping or wrapping exposed pipes in insulating foam.

Flood alerts

If you’re not protected by a separate flood insurance policy, rising water could soak your prized possessions and leave your wallet water-logged. Many home security systems include an option to install flood alerts in order to help you take action before too much damage is done. This isn’t just helpful if you live near a lake or river. It also helps give you notice if your dishwasher, refrigerator or water heater fails.
Undoubtedly, the standout benefit of your system is home security. But you get a lot more than that with most purchases. Work with your home security and home insurance providers to make sure you’re taking advantage of all the benefits your security system offers your home and family.
This article was contributed by Kelly McMurtrie, a writer for HomeInsurance.com. Kelly has been writing content for HomeInsurance.com and other major brands since 2011 after graduating from the University of South Carolina with a B.A. in Media Arts.

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